ReBo, 2nd Floor IPC House, 35-39 Shelbourne Road, Ballsbridge, Dublin 4. 01 9022 209
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Board of ReBo


The work of ReBo is overseen by a Board appointed by the Minister for Finance. The Board has twelve members comprised from the credit union representative bodies, the Central Bank of Ireland, the Department of Finance, independent members and for continuity purposes a member of the Commission on Credit Unions. The Board is chaired by Mr Bobby McVeigh, whose experience spans 40 years in the international credit union movement.

ReBo has a full time executive staff led by its Chief Executive, Mr John Doyle. Staff in the Restructuring Team actively engage with credit unions on the ground with a view to formulating restructuring proposals for submission to the Board of ReBo for consideration and onward recommendation to the Central Bank for regulatory approval and, where necessary, to the Minister for Finance for funding approval.

Mr. L Robert (Bobby) McVeigh (Chairman)

Bobby McVeigh has served on more than 30 Boards of Directors/Commissions in the public, private, non-profit and international development sectors. His involvement as a Director in the co-operative financial services sector has spanned 40 years and included directorships at the local, provincial, national and international levels of the global credit union system. McVeigh was Chairman of Credit Union Central of Canada, World Council of Credit Unions and Concentra Financial amongst other organizations.  Beyond the governance role, these directorships involved speaking engagements and meetings with government officials and regulators to promote the need for appropriate legislative/regulatory frameworks to provide safe, sound financial services and access to such services across the globe.  McVeigh was appointed to the United Nations Advisors Group on Inclusive Financial Sectors as the sole credit union representative.  He has been recognized for his work in international credit union development as a recipient of exemplary service awards from Romania, Poland, Asia, Canada and World Council of Credit Unions.


During his 30-year career in education, McVeigh served as Principal of a community college and Policy Advisor to the Minister of Education and Supervisor of Apprenticeship.  In addition, he served as Mayor of the town of Dominion in Nova Scotia.


McVeigh holds B.A., B.Ed., and M.Ed. degrees, a post-graduate certificate in guidance and counseling, and has studied at the doctoral level. He completed the Credit Union Development Educator program in the U.S.A. and the Credit Union Executives Society Directors Leadership Institute at the London Business School. He also holds an ICD.D. designation, having completed the Institute of Corporate Directors program at the Rotman School of Management, University of Toronto. McVeigh has been involved in credit union system restructuring both provincially and nationally in Canada and on an international basis.  He has a deep understanding of the history of the Credit Union Sector in Ireland and the challenges to be addressed.


Mr. Eoin McGettigan

Eoin McGettigan of McGettigan and Associates is a consultant providing strategic advice and practical support to Irish retailers, assisting them in overcoming major challenges of the current economic environment.

He has 30 years experience in retail and wholesale businesses both in Ireland and the UK. He has held positions of Group Finance Director at Dunnes Stores, CEO at Musgrave SuperValu Centra and has experience in the co-operative sector, being a Board member of Reox plc. which was formed as result of the spin-out of Consumer Foods, DIY and Property divisions of Dairygold Co-Operative Society Limited. Eoin is a Fellow of the Institute of Chartered Management Accountants.

Mr. Brendan Burke

Brendan Burke was Chief Operations Officer with Rabobank in Ireland and also in the Netherlands and he worked as Chief Operations Officer with Mediobanca in the UK. He has significant experience of business transformation, process re-engineering, start-ups, program management, systems implementation, outsourcing and service centre activities.

He is a Chartered Certified Accountant with 30 years financial services experience, including cooperative banking both in Ireland and abroad. His experience includes retail, corporate and investment banking and fund management. He has performed senior roles in Finance, Operations, IT, Treasury, Compliance and Risk.

Ms Kathleen Prendergast

Kathleen Prendergast has been actively involved for over 20 years as a volunteer in Tipperary Credit Union, serving as its first female President. She is dedicated to social change and has experience in local, national and international credit union business.

She is currently a member of the national Social Enterprise Task Force promoting social entrepreneurs and enterprises. She is a member of the Board of the Social Finance Foundation which is a wholesale provider of repayable loan finance at affordable rates to community-based projects and local development initiatives.

She also is a tutor at Ulster University on the Accredited Certificate in Credit Union Practice (ACCUP) and lectures on a number of modules including Finance, Governance, Credit Union Operations, HR, Legislation and Lending.

Mr. Stephen O’Donovan

Stephen O’ Donovan is a Chartered Certified Accountant, and has worked for over 20 years in senior advisory, finance and general management roles, in public practice, SMEs and multinational plc environments.

He has advised and worked with organisations on business planning, restructuring, corporate governance and change management, and has had significant mergers and acquisitions experience, both in public practice and with a world leading food and ingredients plc.

He has managed the acquisition and sale of businesses in Ireland, Europe, and in Australasia, where he was based for a number of years. He has been a volunteer Treasurer in the credit union sector since 2010 and is currently working as a consultant with BDO, specialising in Corporate Finance and Restructuring.

Mr. Joe O’Toole

Joe O’Toole is a founder member and Director of Comhar Linn, the INTO Credit Union. He served for 25 years as an Independent Senator during which time he introduced credit union reform legislation in the Seanad.

He is currently Vice Chairperson of Injuries Board Ireland. He was Chair of the Audit Review Group and Board Member of IAASA (Irish Auditing and Accounting Supervisory Authority) 2003 – 2013.

Previously he has served as General Secretary of INTO, President of ICTU and Chairman of the Co-Operation Ireland Parliamentary Group. He was also a member of the Commission on Credit Unions.

Mr. Pat Fay

Irish League of Credit Unions (ILCU) Pat Fay is a member of the Board of Directors and Executive Committee of the Irish League of Credit Unions (ILCU). He also holds the positions of Director and Chair of the ILCU International Development Foundation Company Limited. He was Chief Operations Officer and head of monitoring of the ILCU where he was responsible for the operational aspects of the League activities and safety and soundness of affiliated credit unions.

He has extensive knowledge of international credit union systems and evolution, including UK, USA, Canada and Africa. Among other things, he implemented the CAMEL and subsequent PEARLS monitoring systems for League credit unions. He also negotiated and oversaw the amalgamation and transfer of engagements of a number of credit unions in NI and ROI. He is a member of the EU Financial Services Users Group.

Mr. Jimmy Johnstone

Jimmy Johnstone is a secondary school teacher and has vast credit union experience being a volunteer Director, Supervisor of A.S.T.I. Credit Union since 1989. He has served as Credit Union Treasurer and Chairman and as Irish League of Credit Unions (ILCU) Treasurer, Vice-President and President of the ILCU.

He is firmly committed to the Irish credit union movement, the cooperative principles that underpin credit union operations and to assisting in the development of the credit union movement in meeting the financial services needs of members.

Mr. Tim Molan

Tim Molan has been working in the credit union sector since 1982. He is a professional credit union manager and has been manager of Cashel Credit Union since 1998. He is a member of the National Executive of the Credit Union Managers’ Association (CUMA) since 2002.

He is a graduate of the University of Limerick, UCC and UCD and was a member of the LIA Development Panel of the Credit Union Adviser qualification, a UCD accredited, Level 7 course for professional credit union managers and staff. He is also a former member of the Credit Union Advisory Committee (CUAC) and the Commission on Credit Unions.

Mr. Kevin Johnson

Kevin Johnson was appointed CEO of Credit Union Development Association (CUDA) in 2008. Prior to that he was 25 years with Educational Building Society (EBS), where he established and managed a Customer Contact Centre and a Business Innovation Centre. He also headed up core business areas of savings, investments, residential mortgages, personal lending and insurances.

In his time with CUDA he has evolved its business model to now include Representation Services, Strategic Development – to support credit unions effectiveness and efficiency, and Competency Development to enhance the skills of all credit union personnel both volunteers and employees. He contributed to CUDA’s input to the Commission on Credit Unions, including representation and participation.

Mr. Neil Ryan

Neil Ryan joined the Department of Finance in July 2011. He is responsible for financial stability and markets, central bank policy and legislation, credit union reform and co-heads a working group on developing the international financial services. He was also seconded onto the management of IBRC for a period of time prior to its liquidation. He was previously an Executive Director at UBS Investment Bank (London) and CEO of Wells Fargo Bank International (Dublin). He has worked in the banking and capital markets in Dublin, London and New York since 1989. Neil holds law degrees from Trinity College Dublin and the London School of Economics, as well as an MBA from London Business School.

Ms Elaine Byrne

Elaine Byrne holds the position of Deputy Registrar of Credit Unions, in the Registry of Credit Unions, within the Central Bank – a position she has held since 2006.  Elaine provided support and input to the work of the Registrar of Credit Unions on the Commission of Credit Unions during 2012.

Prior to her current role  Elaine has held various positions within the Central Bank including Deputy Head in the Legal and Finance Department (2003-2006) with responsibility for development  and implementation of  the budgeting and funding requirements for the Irish Financial Services Regulatory Authority.   Elaine is a Chartered Accountant (FCA), having trained in KPMG and holds a Bachelor of Commerce degree from UCD.